Cryptocurrencies and digital assets in general have become a transformative force across the globe, reshaping traditional financial systems and introducing new paradigms for value transfer, investment, and innovation. Africa, in particular, has emerged as a fascinating frontier for cryptocurrency adoption, driven by its unique economic landscape, rapid technological adoption, and widespread use of mobile money […]

In recent years, the intersection of property technology (proptech) and sustainability has gained significant attention globally. Gone are the days when homebuyers and investors relied solely on traditional methods like, long drives to view listings, cumbersome paperwork, and a lack of transparency. Today,as urbanization accelerates and the real estate market evolves, the integration of technology […]

In an era where environmental and social responsibility are becoming critical components of corporate strategy, businesses are increasingly recognising the transformative power of sustainable practices in their operations. This shift towards sustainability is not merely a response to environmental policies or regulations but a strategic move that can enhance a company’s brand image, attract investors, […]

In modern banking, the inclusion of a “Next of Kin” is a significant aspect of account opening, playing a role in customer management and emergency procedures. In Ghana, as part of the Know Your Customer (KYC) processes, banks require individuals opening accounts to nominate a Next of Kin. However, despite its importance, this concept is […]

In the global push towards sustainable development, Environmental, Social, and Governance (ESG) frameworks have emerged as vital tools for businesses aiming to align with ethical, social, and environmental responsibilities. With growing economic prospects and complex social dynamics in Ghana, ESG can be crucial in addressing critical human rights issues. As organizations and businesses in Ghana […]

In the dynamic and highly regulated financial sector, Payment Service Providers (PSPs) play a critical role in the secure and efficient movement of funds. To ensure sound governance and operational integrity, the Payment Systems and Services Act, 2019 (Act 987) of Ghana mandates specific governance structures for these entities. Among the most crucial elements of […]

Generally, when an obligation is imposed on a person or entity, the proof of breach rests on producing sufficient evidence to show the duty-bound person or entity failed to perform the imposed obligation. In law, the pursuit of such a claim will result in an action for negligence, requiring the proof of duty owed, the […]

In recent years, the business landscape in Ghana has evolved with businesses and companies increasingly recognizing the importance of sustainability and Environmental, Social, and Governance (ESG) factors in shaping their operations. As global trends push towards responsible corporate practices, businesses in Ghana are faced with the challenge of balancing financial profitability with long-term sustainability. Investors, […]

In today’s digital age, businesses across industries handle vast amounts of personal data from customers, employees, and partners. This data is vital for operations, marketing, customer service, and decision-making. However, with this privilege comes the serious responsibility of managing personal data in a secure, lawful, and transparent manner. Processing personal data improperly not only exposes […]

THE FUTURE OF COMMERCE: THE RISE OF INVINCIBLE PAYMENTS AND THE ZERO-UI EXPERIENCE Imagine walking into a store, casually picking up what you need, and simply walking out without ever reaching for your wallet or smartphone. No lines, no fumbling for cash or cards—just a smooth, effortless transaction that feels completely natural. In today’s commercial […]