Technological advancements have impacted the global financial landscape, transforming how financial services are accessed and delivered. In Ghana, a country with an expanding economy and a growing appetite for technological innovation, the fintech ecosystem has emerged as an avenue for fostering innovation, financial inclusion, and economic growth. Particularly, Ghana’s fintech landscape has been characterized by […]

Green bonds are a type of debt instrument issued by governments, organizations, or corporations to raise funds specifically for projects with environmental benefits. These projects aim to address climate change, promote sustainability, and contribute to the transition to a low-carbon economy.   In recent years, green bonds have gained significant traction, as investors seek opportunities […]

Banks being specialized enterprises are not distinct from any business form except for their roles as financial intermediaries. Underlying their unique functions, and behind their secured bricks and mortar infrastructures, banks operate as strategic enterprises navigating the same principles that underpin businesses across all industries.  They share a common essence with other businesses – the […]

In less than a decade, the global financial sector has witnessed a remarkable transformation accelerated by emerging technological advances, ushering in a new era of financial service offerings than previously offered. The results – new financial innovations and business models – have become existential threats to long-held traditional banking practices. One such innovation seeking to […]

Financial technology (Fintech) innovations are becoming the mainstay of the global financial sector and user responses to these innovations have been remarkably positive and embraced at an unprecedented scale. Today, the adoption and usage of fintech innovations particularly those facilitating payments are shown to have surpassed the volumes and values of traditional banking services in […]

Artificial Intelligence (AI) has emerged as a revolutionary technology that is transforming various aspects of our lives. Its potential for disruption is particularly notable in the economic landscape. By augmenting human capabilities, AI has paved the way for ground-breaking advancements and opened up new possibilities across industries and professions. In recent times, AI has become […]

Israel is not nicknamed the “Startup Nation” only for the absolute number of startups formed and operating out of Israel. The label is also due to the impressive list of leading innovations being developed for users across multiple fields of life and work from the Israeli startup ecosystem. Today, Israel is recognized globally as having […]

Recently, the Government of Ghana rolled out a number of tax measures as part of efforts to raise additional revenue for public expenditure financing and to reduce the country’s debt situation to a sustainable level as part of conditionalities for the extended credit facility agreement with the International Monetary Fund (IMF).  It is estimated that […]

It is without a doubt that for many people the court remains the most viable avenue for the settlement of disputes, and this is reflected in the hundreds if not thousands of legal suits that are commenced at the various courts across the country over various claims – commercial, property or land, family and matrimonial, […]

According to the Official Ghana Demand Side Survey 2021, Ghana has achieved its financial access target of 85% set by the National Financial Inclusion and Development Strategy 2018 – 2023 ahead of the end of the target year – 2023. As noted by the survey, by the end of the year 2021, Ghana had attained […]