Green bonds are a type of debt instrument issued by governments, organizations, or corporations to raise funds specifically for projects with environmental benefits. These projects aim to address climate change, promote sustainability, and contribute to the transition to a low-carbon economy. In recent years, green bonds have gained significant traction, as investors seek opportunities …
Banks being specialized enterprises are not distinct from any business form except for their roles as financial intermediaries. Underlying their unique functions, and behind their secured bricks and mortar infrastructures, banks operate as strategic enterprises navigating the same principles that underpin businesses across all industries. They share a common essence with other businesses – the …
STATEMENTS OF FINANCIAL POSITION: WHAT THE NUMBERS MEAN TO BANKS Read More »
In less than a decade, the global financial sector has witnessed a remarkable transformation accelerated by emerging technological advances, ushering in a new era of financial service offerings than previously offered. The results – new financial innovations and business models – have become existential threats to long-held traditional banking practices. One such innovation seeking to …
IT’S COMING: IN PREPARATION FOR THE ADOPTION OF “OPEN BANKING” IN GHANA Read More »
Financial technology (Fintech) innovations are becoming the mainstay of the global financial sector and user responses to these innovations have been remarkably positive and embraced at an unprecedented scale. Today, the adoption and usage of fintech innovations particularly those facilitating payments are shown to have surpassed the volumes and values of traditional banking services in …
ENHANCING SANDBOX PROGRAMS TO AID COMMERCIAL DEPLOYMENT OF FINTECH INNOVATIONS IN AFRICA Read More »
Artificial Intelligence (AI) has emerged as a revolutionary technology that is transforming various aspects of our lives. Its potential for disruption is particularly notable in the economic landscape. By augmenting human capabilities, AI has paved the way for ground-breaking advancements and opened up new possibilities across industries and professions. In recent times, AI has become …
ARTIFICIAL INTELLIGENCE (AI): A TRANSFORMATIVE TOOL FOR ECONOMIC DEVELOPMENT IN AFRICA Read More »
Israel is not nicknamed the “Startup Nation” only for the absolute number of startups formed and operating out of Israel. The label is also due to the impressive list of leading innovations being developed for users across multiple fields of life and work from the Israeli startup ecosystem. Today, Israel is recognized globally as having …
BLUEPRINT FOR DRIVING INNOVATIONS IN AFRICA – LESSONS FROM ISRAEL Read More »
Recently, the Government of Ghana rolled out a number of tax measures as part of efforts to raise additional revenue for public expenditure financing and to reduce the country’s debt situation to a sustainable level as part of conditionalities for the extended credit facility agreement with the International Monetary Fund (IMF). It is estimated that …
BUSINESS SURVIVAL AMIDST NEW TAX MEASURES: SOME STRATEGIC CONSIDERATIONS Read More »
It is without a doubt that for many people the court remains the most viable avenue for the settlement of disputes, and this is reflected in the hundreds if not thousands of legal suits that are commenced at the various courts across the country over various claims – commercial, property or land, family and matrimonial, …
According to the Official Ghana Demand Side Survey 2021, Ghana has achieved its financial access target of 85% set by the National Financial Inclusion and Development Strategy 2018 – 2023 ahead of the end of the target year – 2023. As noted by the survey, by the end of the year 2021, Ghana had attained …
FINANCIAL INCLUSION 2.0: THE ROLE OF FINTECH INNOVATIONS Read More »
With time, as humans, we grow affection for certain words, marks, signs, or symbols and desire exclusive use or connection with them. And as we pursue our entrepreneurial dreams, we oftentimes desire that our much-loved words, marks, signs, etc. represent our ideas, define our services and products, and become our unique identifier. To an extent, …