INTRODUCTION Earlier this month, a Ghanaian Financial Technology (Fintech) start-up “Float” was reported to have raised $7million equity and $10million debt during a seed round. This follows a similar seed round of $35million raised by a Ghanaian health tech start-up “mPharma” earlier this year.  These successful seed rounds are indicative of a growing start-up ecosystem […]

INTRODUCTION Currencies be it Ghana Cedis, Euro, British Pound, or the US dollar are primarily a medium of exchange for goods and services. Currencies have evolved as a buildup on the prior barter system which was merely an exchange of goods for other goods with no means of assessing the proportionality in the exchange – […]

INTRODUCTION The need to adapt to the ever-changing customer/consumer demands and market realities is driving businesses to be innovative at a never-before-seen pace in order to stay relevant and competitive. This trend is further driven by the roles technology and human ingenuity are playing in finding solutions for the many challenges being witnessed across consumer/customer […]

INTRODUCTION Undoubtedly, the evidence of our living conditions points to one conclusion – we are in difficult times and serious economic crisis. Sadly, there is little hope in the initiatives that can help curb, reduce or mitigate against the rising cost of living driven predominantly by escalating fuel prices and the fast depreciation of the […]